33. Life insurance application - Is an "Education Plan" better than investing?

 

This is one of the most common question I get from parent's wanting to build a college fund for their children.

is it better to invest and maybe make more or just buy as education funding life insurance policy?

I would then ask how important is it to them that their children has a college fund? 

most would say very important

if this is the case, would they feel more secure knowing that no matter what the market condition is, the funds would be there when the time comes?

in the end, I let the client decide